Fido Money Lending

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

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Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

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Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

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You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com

Pinjaman Fido adalah cepat, mudah dan mudah.

Dilesenkan oleh Bank of Ghana dan dipercaya oleh ribuan pelanggan yang puas

Hanya terdapat di Ghana

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Kenapa mendapatkan pinjaman melalui Fido?

👍 Terapkan dalam keselesaan rumah anda, pada bila-bila masa;

👍 Terima keputusan permintaan pinjaman dalam beberapa minit;

👍 Tiada bayaran tersembunyi, semua kos dipaparkan dalam aplikasinya;

👍 Tidak ada menunggu di barisan bank & Tiada dokumen diperlukan;

👍 Tiada cagaran & Tiada penjamin;

👍 Wang dibelanjakan serta-merta.

Apa yang anda dapat dengan Fido?

✓ Menerima sehingga GHS 200 untuk pinjaman pertama dan bayaran balik antara 10 dan 33 hari;

✓ Kami meningkatkan jumlah pinjaman anda setiap kali anda membayar tepat pada masanya, sehingga maksimum GHS 600;

✓ Oleh kerana had pinjaman meningkat, kami mengurangkan kadar faedah dan menawarkan pilihan cicilan yang lebih fleksibel;

✓ Kadar faedah dan jumlah untuk membayar balik dipaparkan dalam aplikasinya.

Apa yang anda perlukan untuk memohon?

✓ ID yang sah (ID pengundi, pasport biometrik, NHIA);

✓ Akaun wang mudah alih yang sekurang-kurangnya 2 bulan;

✓ Menjadi penduduk Ghana, berusia lebih 18 tahun.

Cara Memohon?

✓ Muat turun aplikasi dan isikan butiran anda sekali sahaja. Untuk aplikasi berikutnya, sahkan butiran anda sahaja.

✓ Menerima keputusan pinjaman segera;

✓ Sekiranya anda diluluskan, anda akan menerima wang dengan serta-merta ke dalam akaun wang mudah alih anda;

     NB: Sesetengah pelanggan mungkin diminta untuk melawat cawangan jika kami tidak dapat mengesahkannya

             identiti dalam talian.

Bagaimana untuk membayar balik?

✓ Membayar balik menggunakan wang mudah alih anda;

✓ Anda boleh mencari proses bagaimana untuk membayar balik di bahagian bantuan aplikasi mudah alih;

✓ Bayaran balik tepat pada waktunya dan anda layak mengambil pinjaman lain.

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Pinjaman Wang Fido (Fido) adalah institusi kewangan berlesen oleh Bank of Ghana, yang memberikan kredit yang bertanggungjawab kepada peminjam yang layak di Ghana.

Terma pembayaran balik fleksibel dipilih oleh pemohon. Istilah ini bervariasi antara 10 dan 90 hari, dibayar dalam satu atau beberapa ansuran, bergantung pada kelayakan. Pinjaman ini bertujuan untuk membantu dengan keperluan tunai segera, dan bukan untuk memenuhi obligasi hutang jangka panjang.

Kadar ini bergantung kepada jumlah dan istilah yang dipilih oleh peminjam. Faedah ditetapkan kepada maksimum 0.466% sehari dan berkurangan dengan kelakuan pembayaran balik yang baik. Yuran maksimum bagi setiap pinjaman ialah 12 GHS. Pinjaman disediakan untuk tempoh yang singkat, untuk menghadkan kos keseluruhan kredit kepada peminjam.

Contoh Wakil:

Peminjam boleh mengambil pinjaman sehingga 600 GHS selama 30 hari, pada kadar 0.266% faedah setiap hari.

Peratusan Kadar Peratusan Tahunan (APR) bagi pinjaman tersebut, termasuk semua kos faedah dan yuran, adalah 123%, namun kadar ini hanya untuk rujukan sahaja. Pinjaman Fido tidak memberi faedah kompaun, atau tidak layak untuk lanjutan atau pembiayaan semula melebihi tempoh yang dinyatakan.

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Anda boleh menghubungi kami di 0307082134 untuk mendapatkan maklumat lanjut

Anda boleh yakin tentang privasi anda, data anda selamat dengan Fido

www.fidocredit.com

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

------------------------------------------------------------------------------------

Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

------------------------------------------------------------------------------------

Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

------------------------------------------------------------------------------------

You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com